This was one of the place my eldest son and I took a walk on our vacation. Lucky for us, we saw a black bear right on the ridge of that hill. I wish I had a powerful camera to catch it...on the other hand, I was rather too paralyzed to do anything while it was walking westward. We were heading to were the bear was. A few minutes earlier and if I had not gotten lost on the way...I hate to think what would happened. I am sure it would involve a lot of screaming on my part. And running too. It is pretty much what I would feel when there is a great financial need to pay my tuition and there is not money in the bank. There are loans online that could help, but it still have to be paid at one point. It is always a good idea to be responsible with money and budget it like a delicate, breakable thing. It will take a lot of control and responsibility. It is not going to be easy. Still, even with careful planning, things happen - an irresistible heels, a cute dress, or a much needed necessity- then it is better that there are options out there.